5. Fannie mae HomeReady: Minimal credit rating 620
5. Fannie mae HomeReady: Minimal credit rating 620 Federal national mortgage association and you may Freddie Mac computer, brand new organizations you to definitely give every antique finance regarding the U.S., charges financing-peak rates modifications, or LLPAs. Loan-to-worthy of (LTV): LTV ‘s the ratio involving the loan amount and house worth Credit rating Including, a…